Effective Date: April, 2026

PLEASE NOTE: THESE TERMS REQUIRE RESOLUTION OF DISPUTES THROUGH ARBITRATION. YOU AGREE THAT ALL DISPUTES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES WILL BE RESOLVED IN ACCORDANCE WITH SECTION 16 BELOW.

Share the Dream, Inc., doing business as Journey to Legacy (“Journey to Legacy,” “us,” or “we”) welcomes you and invites you to access and use our websites, including journeytolegacy.com and programs.journeytolegacy.com (the “Websites”), and our associated products and services (collectively with the Websites, the “Services”), subject to these Terms and Conditions (these “Terms”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to any of these Terms, please do not use the Services.

1. Eligibility

You must be at least 13 years old to use the Services. If you are located in the EU or UK, you must be at least 16 years old unless parental consent is obtained. By using the Services, you represent and warrant that you meet the applicable minimum age requirement. If you are a minor, you acknowledge that you have a parent or guardian’s permission to use the Services and agree to these Terms.

2. Account Registration

If you request to create an account with us, or if someone invites you to use our Services, an account may be created for you, and you will be required to provide certain information. You must provide complete, current, and accurate information about yourself as requested and keep that information up to date. You are responsible for safeguarding the confidentiality of your account information and for all activity conducted using your account. Please notify us immediately of any unauthorized use of your account.

3. Acceptable Use

You may use our Services only as permitted by law. You agree not to misuse our Services, including by:

• Accessing or using our Services to abuse, defame, slander, harass, or threaten anyone
• Sharing any materials that are obscene, inappropriate, or objectionable, such as pornographic, racist, malicious, or violent materials
• Using the Services to transmit viruses or similar destructive items
• Interfering with our Services or a user’s ability to access them, such as by hacking or accessing another user’s account
• Engaging in any unlawful or fraudulent activities
• Impersonating any person or entity or falsely representing your affiliation with a person or entity
• Using any automated means, including bots or scraping tools, to access our Services without our express written permission

We may suspend or terminate your access to the Services at any time, including if you do not comply with these Terms or any other policies, or if we are investigating suspected misconduct.

4. User Content

When you upload or provide written materials, photographs, voice and/or video recordings, or other content (collectively, “User Content”), you retain ownership of any intellectual property rights in that User Content. By submitting User Content, you grant Journey to Legacy a worldwide, perpetual, sublicensable, and transferable license to use the User Content solely to provide the Services to you and for any other purpose you have expressly agreed to. Journey to Legacy will not use your User Content for any other purpose without your prior written permission.

You represent and warrant that you own or have the rights to share the User Content and to allow us to use it as set forth herein, and that the User Content will not infringe, misappropriate, or violate the intellectual property rights or other rights of any third party.

If you submit videos or photos to be used by Journey to Legacy for marketing purposes, you must obtain permission from all individuals appearing in the User Content. If any such individual is under the age of 18, you must obtain permission from their parent or guardian.

We are not responsible for any loss or removal of your User Content, so please keep back-up copies. If you submit feedback or suggestions about our Services, we may use your feedback or suggestions without obligation to you.

5. Use of AI Tools

AI Tools in Service Delivery

In the course of providing our Services — including private consulting, memoir coaching, and content organization — we may use third-party AI tools such as Anthropic’s Claude and OpenAI’s ChatGPT to assist with tasks such as drafting, editing, organizing, and structuring content.

Your Consent Is Required

Because your content may include sensitive personal material such as health information, family history, grief, trauma, and other deeply personal stories, Journey to Legacy will always notify you before using AI tools on your personal content and will obtain your explicit consent prior to doing so. You have the right to decline AI use on your content at any time without affecting your access to our Services.

AI Accuracy and Your Responsibility

While we take care in how we use AI tools, AI-generated or AI-assisted content should always be reviewed and verified. Journey to Legacy is not responsible for inaccuracies in AI-generated content. You are responsible for reviewing any content that has been processed with AI assistance before finalizing or publishing it.

AI Is Not Used in the Life Story Studio Platform

Our Life Story Studio writing platform does not incorporate AI tools. AI is used only in the context of direct service delivery by Journey to Legacy staff, and only with your explicit consent as described above.

Data Handling

When content is submitted to a third-party AI tool as part of our service delivery, that content is subject to the privacy policies of those third-party providers (Anthropic and OpenAI). We encourage you to review their privacy policies. We do not submit your content to AI tools without your knowledge and consent.

6. Lifetime Access

The term ‘lifetime access’ refers to the purchaser’s right to access course content for the duration of the course’s availability on our platform. This access begins on the date of purchase and continues indefinitely, subject to the following conditions:

1. The course remains available on our platform.
2. The purchaser’s account remains in good standing.
3. The purchaser complies with all Terms.

Please note that ‘lifetime access’ does not guarantee the perpetual existence of the course or our platform. We reserve the right to discontinue the course or cease operations at any time, though we will make reasonable efforts to provide advance notice of such changes.

7. System Requirements

To ensure optimal performance and full functionality of our writing platform, users must meet the following system requirements:

• Device: A laptop or desktop computer. Mobile devices and tablets may not provide full functionality.
• Internet Connection: A stable, high-speed internet connection is required.
• Browser: Google Chrome (latest version) is the required browser. Other browsers may not support all features.
• Media Playback: The device must be capable of playing videos hosted on Vimeo.
• Hardware: Sufficient processing power and memory to run modern web applications.

We reserve the right to update these system requirements as needed. Users will be notified of any significant changes.

8. Third-Party Services

Our Services may display content or direct you to sites, software, or services owned or operated by third parties (“Third-Party Services”). While we take care to work only with trusted third parties, we have no control over and are not responsible for the content, operation, privacy practices, or other policies of such Third-Party Services. Your use of Third-Party Services is at your own risk and subject to the terms and conditions of the applicable Third-Party Services.

9. Medical Disclaimer

The information, programs, or services offered by Journey to Legacy are not substitutes for professional advice or treatment, including the advice and treatment of a licensed healthcare professional. Journey to Legacy’s guides are not psychotherapists, psychiatrists, financial analysts, employment agents, or business managers. The products and services offered by Journey to Legacy are not suited for everyone. If you have any current mental health conditions, are taking prescription medications, or are under professional care or supervision, it is your responsibility to notify us, as our Services are not a substitute for such treatment or care. Never disregard the medical advice of a psychologist, physician, or other health professional, or delay in seeking such advice, because of information offered through the Services.

10. Intellectual Property Rights

Journey to Legacy retains all intellectual property rights in the Services, except for User Content. Using our Services does not grant you ownership of any intellectual property rights in our Services or the content you access. You may not use content from our Services without permission from its owner or as otherwise permitted by law. These Terms do not grant you the right to use any branding or logos used in our Services without our express written permission.

11. Purchasing and Payment

If you purchase products through the Websites, you agree to pay Journey to Legacy all applicable fees and taxes, and you authorize us (or our third-party payment processor, Stripe) to charge your provided payment method. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We may change our prices at any time. All payments will be charged and made in U.S. dollars if your mailing address is in the United States, or in your local currency if your mailing address is outside the United States. Please see our FAQs for additional information related to refunds.

12. Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal data when you use our Services, including how we handle content submitted to AI tools. By using our Services, you agree that Journey to Legacy can use such data in accordance with our Privacy Policy. If you are located in the EU, UK, or another jurisdiction with data protection laws such as the GDPR or CPRA, additional terms may apply as outlined in the Privacy Policy.

13. Legal Matters

Disclaimer of Warranties

WE PROVIDE OUR SERVICES USING A COMMERCIALLY REASONABLE LEVEL OF SKILL AND CARE, BUT THERE ARE CERTAIN THINGS THAT WE DON’T PROMISE ABOUT OUR SERVICES. OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS, JOURNEY TO LEGACY DOES NOT MAKE ANY COMMITMENTS ABOUT THE SERVICES, INCLUDING THEIR CONTENT, FUNCTIONALITY, RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SERVICES “AS IS.” SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.

Limitation of Liability

TO THE EXTENT PERMITTED BY LAW, JOURNEY TO LEGACY, AND ITS SUPPLIERS AND DISTRIBUTORS, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR CONTENT; FINANCIAL LOSSES; OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES. TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF JOURNEY TO LEGACY FOR ANY CLAIM UNDER THESE TERMS IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH ANY PRODUCT PURCHASED IS TO OBTAIN A REFUND, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH ANY OTHER PORTION OF THE SERVICES IS TO STOP USING THE SERVICES. IN ALL CASES, JOURNEY TO LEGACY WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS NOT REASONABLY FORESEEABLE.

Indemnification

You agree to defend, indemnify, and hold harmless Journey to Legacy from all damages, losses, expenses (including reasonable legal fees), claims, suits, or actions related to your breach of these Terms or violation of applicable laws.

14. Copyright and Trademark Issues

While we are not obligated to review content for copyright or trademark infringement, we are committed to protecting copyrights and trademarks and expect users of our Services to do the same. If you believe that any content in the Services infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing:

• A physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right allegedly infringed
• Identification of the material claimed to have been infringed and its location within the Services
• Your contact information, including address, telephone number, and email address
• A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law
• A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner

 

Send notices to:

Journey to Legacy Copyright Agent

PO Box 1624, Arroyo Grande, CA 93420, United States

Email: [email protected]

15. Modifying and Terminating Services

We are constantly improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether. You can stop using our Services at any time. We believe that you own your User Content and preserving your access to it is important. If we discontinue part of the Services, where reasonably possible, we will give you reasonable advance notice and a chance to retrieve your User Content. We have the right to terminate your account for any reason. If we choose to terminate your account, we will send you a digital backup of your content and refund any unused subscription fees.

16. Disputes and Arbitration

We always try to resolve things amicably. If you have a concern, please contact us first at [email protected] and we will do our best to make things right.

If we cannot resolve a dispute informally, you and Journey to Legacy agree that any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Services will be settled by binding arbitration, except that each party retains the right to bring an individual action in small claims court and the right to seek injunctive or other equitable relief in a court of competent jurisdiction.

The arbitration will be conducted by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, by a single arbitrator. The arbitration will be held in San Luis Obispo County, California, or virtually by agreement. The arbitrator’s award shall be final and binding on all parties.

You and Journey to Legacy agree that any arbitration will be limited to the dispute between Journey to Legacy and you individually. No arbitration shall be joined with any other proceeding, and there is no right or authority for any dispute to be arbitrated on a class-action basis.

Opt-Out

You may opt out of this arbitration provision within 30 days of account creation by emailing [email protected] with your full name, account email, and an explicit opt-out statement. We will confirm receipt within 10 business days.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflicts of laws provisions. All claims not subject to arbitration will be litigated exclusively in the federal or state courts of San Luis Obispo County, California. Any claim arising out of or related to the use of the Services must be filed within one (1) year after such claim arose or be forever barred.

17. Changes to These Terms

Journey to Legacy reserves the right to revise these Terms at any time by posting an updated version to our website and updating the effective date. You should periodically review this page for the latest information. By continuing to access or use the Services after updated Terms have been posted, you agree to be bound by the updated Terms. If you do not agree to the modified Terms, you should discontinue your use of the Services.

18. Miscellaneous

These Terms constitute the entire agreement between you and Journey to Legacy regarding your use of the Services. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. If any provision of these Terms is held to be invalid or unenforceable, the other provisions will remain enforceable. You may not assign or transfer these Terms or your rights hereunder without our prior written consent. The section titles in these Terms are for convenience only and have no legal or contractual effect.

19. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Share the Dream, Inc.

PO Box 1624

Arroyo Grande, CA 93420

United States

Email: [email protected]